Why should you provide Short Term Disability Insurance Coverage for your staff?

Employee Benefits Strategies in Oregon:

Why you should provide Short Term Disability Insurance Coverage for your staff?

For working individuals, a disability is a medical condition that reduces your ability to perform job duties – usually it’s an injury or illness. While some disabilities are work-related, nearly 75 percent of disabling injuries to workers occur off the job.

Short Term Disability Insurance (STDI) is coverage that provides your employees with income protection, should they lose time on the job due to an injury or illness that occurs off the job. With short term disability coverage, employees are compensated for a portion of their lost income.

The risk of disability is greater than most employees realize. When an employee becomes disabled and loses time at work, their source of income is eliminated. Nearly one-third of employees will miss more than one month of pay due to injury or illness.

Short-term disability insurance can even be used to cover part of your employee’s income while they are out of work due to pregnancy and birth.

At NW Strategic Insurance Advisors, your needs are our first priority, contact us today so explore offering a short term disability plan to your Oregon and SW Washington employees.

Phone: 503-789-9938

Email: info@nwsia.com


Comments are closed.