Individual Medical | Dental | Vision

If you don’t have health insurance benefits through your employer, then you need to secure the right medical, dental, and vision insurance in Oregon to take care of your health and the health of your family.  When you secure individual medical, dental, and vision policies from PDX Insurance Nerds, you can compare coverage & plans to meet your needs and your budget. PDX insurance nerds is appointed with all Oregon carriers directly as well as through The Marketplace. By enrolling through The Marketplace, your family may qualify for subsidies to help pay for coverage. We have invested in quoting and screen-share technology to make the health insurance shopping process much easier for you!

Here’s what you need to know about our available lines of individual and family coverage.

Medical

Whether you have a pre-existing condition that requires continuous care or simply want coverage for emergency medical services, we at PDX Insurance Nerds help you select the right health insurance to meet your needs and your budget.  Oregon’s medical plans allow you to select from an array of carriers and deductibles.  All plans include the ACA’s mandated Essential Health Benefits:

• Ambulatory patient services (outpatient care you get without being admitted to a hospital)
• Emergency services
• Hospitalization (like surgery and overnight stays)
• Pregnancy, maternity, and newborn care (both before and after birth)
• Mental health and substance use disorder services, including behavioral health treatment (this includes counseling and psychotherapy)
• Prescription drugs
• Rehabilitative and habilitative services and devices (services and devices to help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills)
• Laboratory services
• Preventive and wellness services and chronic disease management
• Pediatric services, including oral and vision care (but adult dental and vision coverage aren’t essential health benefits

Dental

We also offer our clients the ability to select a plan based on the dental services that are most important to them.  Dental insurance plans may include coverage for the following:

• Dental check-ups
• Teeth cleaning
• Teeth whitening
• Crowns and bridges
• Preventative dental care

Vision

Keep yourself and your loved ones seeing clearly by securing the right vision insurance plan.  When you purchase vision coverage from the experts at PDX Insurance Nerds, you have the ability to select a solution that best suits your lifestyle and needs.  Our plans offer coverages for the following:

• Routine preventative care (eye exams)
• Prescription glasses
• Prescription contacts

Securing the right medical, dental, and vision insurance in Oregon and SW Washington is one of the best ways to keep yourself and your loved ones healthy.  Do you have more questions about what your personal health policies can do for you?  Then contact the team at PDX Insurance Nerds.  We are ready to assist you with all your coverage needs today.